The Debt Arrangement Scheme Register (DAS Register) is an official register that contains information about Debt Payment Programmes under the Debt Arrangement Scheme.
You can access the Register here.
It is publicly available to search: however, to search the Debt Arrangement Scheme Register, you must know the full name and date of birth of the person you are searching for. This is to prevent people trawling the DAS Register for name s without having a legitimate purpose.
The DAS Register contains a variety of different types of information:
- The name and address and who are in the Scheme;
- Who has applied for a Debt Payment Programme under the DAS;
- Whose Debt Payment Programme has been approved;
- Whose Debt Payment Programme has been revoked;
- Whether a Debt Payment Programme has been varied;
- Who is requesting a review or appeal of the decision to revoke their Debt Payment Programme;
Can you keep your name off the Debt Arrangement Scheme Register?
It many be possible, in certain circumstances, to keep your name off the DAS Register, if the Debt Arrangement Scheme Administrator believes including you on it could put you at risk of violence or endanger your welfare or security, or that of anyone else.
However, it must be borne in mind there are two primary reasons why your name is included on the Register:
- First it protects you from Sheriff Officers who may want to take recovery action against you, as they can search the Register before doing so; and
- Two, It also protects lenders, as they can see whether you are on the Register before they lend to you;
Retention of Information on the DAS Register
The Debt Arrangement Scheme Administrator manages the information kept on the DAS Register in accordance with the Accountant in Bankruptcy policies on how that information should be used.
- Completed Debt Payment Programmes are deleted from the DAS Register the day after they are completed;
- Rejected Debt Payment Programme proposals are deleted from the DAS Register on the 15th day following the date of decision being made (this is because you have 14 days to decide if you want to appeal the decision to reject your application);
- Revoked Debt Payment Programmes are deleted from the DAS Register on the 15th day from the decision being made, unless a request for a review has been received within 14 days of the decision being made;
- If a review has been requested, 15 days after the review decision has been made, unless there is an appeal submitted to the Court;
- If a case is appealed to the Court and the Court upholds the original decision to revoke the Debt Payment Programme,