Advice Scotland - Debt Advice and Information

Are you struggling with problem debts? Advice Scotland is intended to help. Across Scotland, tens of thousands struggle with problem debts every day and unfortunately they do so in silence. They fear answering their phones, opening their mail, and the knock at the door. This is because there are many misconceptions about debt. People don't know what happens next or how they can protect themselves . So, they live in fear. This is my personal blog. It does not give personalised advice and aims to share the knowledge I have. It contains information on all aspects of debt and I am constantly adding to it, so , If there is something missing, let me know. Scottish Adviser

Scottish Adviser on Dealing with Council Tax Arrears: “Hi Philip I would seek to make a formal complaint and provide as much evidence as possible to show not…” Jan 17, 08:03

Philip on Dealing with Council Tax Arrears: “Hi, I have received a Summary Warrant regarding council tax for a property I once owned - but for a…” Jan 16, 20:26

Scottish Adviser on When Does A Debt Become Statute Barred?: “Hi Ewan The position is generally accepted to be that prescription begins running when the demand for payment is made.…” Jan 15, 13:14

Ewan on When Does A Debt Become Statute Barred?: “Hi When does the clock start regarding a time barred loan, is it when you receive the demand or when…” Jan 14, 21:23

Scottish Adviser on What are Attachment Orders?: “Hi Diane Each type of Diligence you normally ask a Sheriff Officer to execute, will involve paying them a fee,so…” Jan 11, 20:21

Diane on What are Attachment Orders?: “Hi. They are operating as a Limited Company and I can see their details on Company House. Yes, I gave…” Jan 11, 19:54

Scottish Adviser on What are Exceptional Attachment Orders?: “Hi Hayley Basically they can refuse your offer, as it is for them to decide what is acceptable to them.…” Jan 10, 13:33

Hayley on What are Exceptional Attachment Orders?: “Hiya I had the sheriffs come to my door and I rang up to ask to set up a monthly…” Jan 10, 09:22

Scottish Adviser on What are Attachment Orders?: “Hi The quick answer is they could execute an Attachment, but as you say the value of the goods would…” Jan 9, 08:26

Diane on What are Attachment Orders?: “Hi. Could you tell me if Sheriff Officers can remove goods from a Limited Company even though the goods in…” Jan 9, 06:31

Scottish Adviser on Charge for Payment: “Hi Kirsty I think you have to take them at their word, now you have an agreement in place, but…” Jan 8, 06:01

Kirsty on Charge for Payment: “Hi. Rec’d a letter about not paying council tax. I called and set up payment plan with Scott and Co.…” Jan 7, 23:58

Scottish Adviser on Can School Meal Debt be Recovered?: “Hi Patrick No. I think you will find it was FOIs made to each local authority, who will publish their…” Jan 7, 11:38

Scottish Adviser on Charge for Payment: “Hi Euan Unfortunately not. Thankfully you are in a position to pay the debt.” Jan 7, 11:36

Patrick on Can School Meal Debt be Recovered?: “Hi, do you have a link to the FOI response?” Jan 6, 22:20

Euan on Charge for Payment: “Hi. I've recieved a not unexpected charge for payment. I can pay it within the 14days (was waiting for funds…” Jan 6, 19:50

Scottish Adviser on Wage Arrestment: How Much Can They Take?: “Hi John Creditors must serve a Charge for Payment before arresting your wages. Nothing else. Employers also cannot refuse to…” Jan 3, 10:22

John on Wage Arrestment: How Much Can They Take?: “Must a creditor inform you that they are going to arrest your wages.” Jan 3, 08:29

Scottish Adviser on Bank Arrestments and FAQS: “Hi Gordon As it is a bank arrestment, they can take what they find in the account above the protected…” Dec 30, 00:32

Gordon on Bank Arrestments and FAQS: “Hi I want to pay the bill that I owe them, the only reason there was money in my account…” Dec 30, 00:04

MSP CASE STUDY ON TRUST DEED FEES RAISES QUESTIONS

WHAT DEBT SOLUTIONS ARE THERE IN SCOTLAND

WHAT ARE SEVEN TYPES OF WAGE ARRESTMENTS

NEW DEBT ADVICE ROUTE MAP TAKES WRONG TURN

THE ACCOUNTANT IN BANKRUPTCY'S SHAME: BANKRUPTCY APPLICATION FEES

BANK ACCOUNTS AND BANKRUPTCY

HOW TO STOP A WAGE ARRESTMENT?

HOW IS THE DEBT ARRANGEMENT SCHEME CHANGING?

DO YOU NEED TO TELL SHERIFF OFFICERS WHERE YOU WORK?

PARKING FINES IN SCOTLAND

THE DEBT ARRANGEMENT SCHEME: WHO CAN APPLY?

BANK ARRESTMENTS:

SPEAK WITH A CARRINGTON DEAN MONEY ADVISER

Scotland's Debt Specialists

LEGAL DEBT RECOVERY PROCEDURES

WAGE ARRESTMENTS

WHAT IS DILIGENCE?

BANK ARRESTMENTS

CHARGE FOR PAYMENTS

EXCEPTIONAL ATTACHMENT

INHIBITIONS

ATTACHMENT ORDERS

OTHER ARRESTMENTS

PROTECTED ITEMS

DEBT REMEDIES

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