News and Updates
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Scottish Government withdraw Common Financial Tool Regulations
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Submission on Common Financial Tool
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Common Financial Tool Regulations 2018
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Paisley CAB faces Closure
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Statutory Debt Advice Levy
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New Bankruptcy Fee Regulations Laid
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Renfrewshire Law Centre to Close
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Homeowners Not Receiving Regulated Advice
Scots Law and Debt
Sheriff Officers
Sheriff Officers and Messenger at arms are Scotland's Court Officers who enforce the recovery of debts.
Council Tax Debt
Council Tax debt is one of the easiest to accrue, but is a priority debt, meaning it cannot be ignored.
Diligence
Charge for Payment
Charge for Payments are legal documents served by Sheriff Officers to demand payemnt of debts.
Wage Arrestment
Earning arrestments are used in Scotland by creditors to attach the wages of borrowers.
Attachment Orders
Attachment orders allow sheriff officers to seize the assets of debtors, including cars.
Debt Processes and Solutions
The Debt Arrangement Scheme
The Debt Arrangement Scheme is a formal legal repayment plan. It is not a type of personal insolvency.
Protected Trust Deeds
Protected Trust Deeds are unique in Scotland and are a voluntary type of personal insolvency.
Sequestration
Sequestration (bankruptcy) and can be both a voluntary and involuntary form of personal insolvency.