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  • Home
  • Types of Debt
    • Mortgage Arrears
    • Rent Arrears
    • HMRC Debts
    • Credit Card Debt
    • Buy Now Pay Later
    • Council Tax Arrears
    • Parking Fines
    • Car Finance Agreements
    • Guarantor Loans
    • Family Debt
    • Overdrafts
    • Benefit Overpayments
  • Solutions
    • Token Payments
    • Moratoriums
    • Debt Arrangement Scheme
    • Debt Management Plans
    • Time To Pays
    • Statutory Moratoriums
    • Bankruptcy
    • Protected Trust Deeds
    • Write Offs
    • Minimum Asset Bankruptcy
  • Debt Recovery
    • Charge for Payment
    • Earning Arrestments
    • Inhibition
    • Bank Arrestments
    • Attachment Orders
    • Exceptional Attachment Orders?
    • Other Arrestments
    • Summary Diligence
    • Protected Goods
  • Jobs
  • Blog
  • Privacy Policy

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Orkney

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Orkney Citizen Advice Bureau

6 Bridge St,

Kirkwall

KW15 1HR

Tel: 01856 875266 

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READER QUESTIONS

  • Scottish Adviser on Time to Pays for Debt: “Hi Mark Council Tax in Scotland can be recovered for up to 20 years from your last payment” May 22, 16:19
  • Scottish Adviser on Time to Pays for Debt: “Hi James The Time to Pay wouldn’t show on you credit file, but the Decree will for 6 years. When…” May 22, 16:18
  • Mark on Time to Pays for Debt: “I have had £1500 pound of council tax debt. I had been making payments for 4 years at 20 pound…” May 22, 14:35
  • James on Time to Pays for Debt: “Sorry another question. After the last response date passes for a claim served against me. Realistically how long after this…” May 22, 11:37
  • James on Time to Pays for Debt: “Hi does a time to pay show on any public record for example of my employer does a credit and…” May 21, 14:33
  • Scottish Adviser on Time to Pays for Debt: “Hi Robert Unfortunately not. In Scotland, the Decree remains enforceable for 20 years at least, possibly longer, with the 20…” May 17, 06:26
  • Robert on Time to Pays for Debt: “if a decree is granted against an individual for recovery of debt, how long does that decree remain active, ie…” May 16, 19:54
  • John on What is an Inhibition?: “Thank you so much for your advice.” May 15, 11:43
  • Scottish Adviser on What is an Inhibition?: “John, See Section 157 of the Titles to Land Consolidation (Scotland) Act 1868. I think you are best seeking specialist…” May 15, 11:28
  • Scottish Adviser on What is an Inhibition?: “Hi John. I am assuming the decree you obtained is against both neighbours. However, if the property is just in…” May 15, 11:20
  • John on What is an Inhibition?: “Hi, We have won a court case against our neighbours and been awarded costs and compensation. Our neighbours cannot pay…” May 15, 10:52
  • Scottish Adviser on When Does A Debt Become Statute Barred?: “Hi Mark. Yes it wouldn’t matter. When the debt is sold the purchasing creditors has the same rights and privileges…” May 2, 09:50
  • Christopher on Should you be worried about Sheriff Officers?: “Thank you for the reply I will give that a try” Apr 30, 11:26
  • Mark on When Does A Debt Become Statute Barred?: “Is that the same if the payment was made through the debt agency rather than the original creditor?” Apr 28, 23:26
  • Scottish Adviser on Wage Arrestment: How Much Can They Take?: “Hi Louise I think you need to get advice quite quickly. I have dropped you an email and I am…” Apr 28, 21:57
  • Scottish Adviser on When Does A Debt Become Statute Barred?: “Hi Mark The general rule is any relevant acknowledgement or claim interrupts the running of the 5 years and it…” Apr 28, 21:56
  • Scottish Adviser on What is Diligence?: “Hi Garry I would suggest you should probably speak to your local advice agency about your debt problems if your…” Apr 28, 21:54
  • Scottish Adviser on Wage Arrestment: How Much Can They Take?: “Hi Shannon There are a number of options you could look at, but it would be best if I can…” Apr 28, 21:48
  • Scottish Adviser on How do you stop a Wage Arrestment?: “Hi Jill I have dropped you an email. I am happy to have a chat with you to see what…” Apr 28, 21:45
  • Scottish Adviser on Should you be worried about Sheriff Officers?: “Hi Christopher Sorry for the delay in getting back to you. This sounds quite complex and is likely to take…” Apr 28, 21:42

Debt Arrangement Scheme: What is Changing?

https://www.youtube.com/watch?v=ei21G4-Mr9U

Recent Posts

  • Can the Scottish Parliament stop UK Wage Arrestments? 20th February 2022
  • Over 200,000 Scots likely to get a £25 Court Order Fee in 2022 6th February 2022
  • Rising Living Costs: could the Debt Arrangement Scheme help? 31st January 2022
  • Scottish Debt Solution League Tables 18th January 2022
  • Provident and Satsuma Loans Announce Debt Write Off 17th December 2021
  • Scottish Child Disability Payment 20th November 2021
  • Post Office Accounts are Closing: Basic Bank Accounts 17th November 2021
  • Is a “Fraud” Alert Preventing you getting Credit? 13th November 2021

What is a Guarantor Loan?

https://www.youtube.com/watch?v=OnHrzjPlzkA

Funeral Support Payments

https://www.youtube.com/watch?v=D36dwFMJWXA

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You can get further free advice and assistance by visiting the Money & Pensions Service's MoneyHelper site. www.advicescotland.com and Advice Scotland is an online identity of Advice Talks Ltd (SC533215) and is registered with the Information Commissioners Office (ZB190131). Advice Talks Ltd Is also authorised by the Financial Conduct Authority to provide Debt Counselling and Adjusting Services (Registration Number: 951248). © 2021 - Advice Talks Ltd

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