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Free Advice Guide

NOT IN ARREARS, BUT NEED ADVICE

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If you are not in arrears with your agreement, then you will not be able to apply for a Time Order.

However, if you are struggling financially to make you monthly contractual payments to all you debts, you should seek money advice.

I NEED MONEY ADVICE

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Debt Arrangement Scheme: What is Changing?

Recent Posts

New debt laws won’t help those with Wage Arrestments 20th September 2023
Moveable Transactions (Scotland) Bill 2022 24th July 2022
Statutory Pledges: A New Debt Security for Scotland 22nd July 2022
Proposal for a Cost of Living (Debt) (Scotland) Bill 15th July 2022
Social Justice Committee says Devolved Powers should be used to combat Cost of Living Crisis 3rd July 2022
Can the Scottish Parliament stop UK Wage Arrestments? 20th February 2022
Over 200,000 Scots likely to get a £25 Court Order Fee in 2022 6th February 2022
Rising Living Costs: could the Debt Arrangement Scheme help? 31st January 2022

What is a Guarantor Loan?

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You can get further free advice and assistance by visiting the Money & Pensions Service's MoneyHelper site. www.advicescotland.com and Advice Scotland is an online identity of Advice Talks Ltd (SC533215) and is registered with the Information Commissioners Office (ZB190131). Advice Talks Ltd Is also authorised by the Financial Conduct Authority to provide Debt Counselling and Adjusting Services (Registration Number: 951248). © 2022 - Advice Talks Ltd

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