The Scottish Parliament’s Economy, Energy and Fair Work’s Committee’s latest recommendations are that Scotland does not adopt the Standard Financial Statement in 2019/20 as the Common Financial Tool and instead […]
With the next financial year likely to be a pivotal one for the money advice sector, in the UK and in Scotland, Alan McIntosh looks at a growing theme of whether a UK or Scottish approach should be adopted.
A presentation I delivered on the 13th December 2018 at the AMI Financial Solutions Ltd Christmas Lunch and Learn event. It explores the ideas of a Scottish Debt Solution Advice Levy to fund free local authority […]
Here is the link to Mike’s case
A recent case in Greenock Sheriff Court, where I am representing, has raised some interesting questions about what the effects are of a Time Orders under section 129 of the Consumer Credit Act 1974 (1974 Act). A […]
Scottish Government Minister, Jamie Hepburn, Minister for Business, Fair Work and Skills, has written the Economy, Jobs and Fair Work Committee of the Scottish Parliament to withdraw the Common Financial Tool […]
You can still get a bank arrestment, but only for the debts belonging to the person who owns the account.
So, for example, if the account is in your name and your friend uses your account, it can be arrested for your debts, but not theirs. However, if their money is in your account when it is arrested, then in theory they could lose…[Read more]
Although, Jamie Hepburn, Scottish Government Minister for Business, Fair Work and Skills has written to the Scottish Parliament to withdraw the Common Financial Tool (Scotland) Regulations 2018 (see here), he […]
Scottish Adviser replied to the topic Sheriff Officer are threatening to arrest my wages in the forum Earning Arrestment Forum 8 months, 3 weeks ago
If a Charge for Payment has been served, they can try and arrest your wages , providing of course they know where you are employed.
However, as you say, you are on a zero hour contract, so how much you earn can fluctuate from week to week, so whether an arrestment will succeed will depend on your earnings.
If you earn less than…[Read more]
A one day peronal insolvency seminar, ideal for money advisers and legal practitioners who regularly advise clients who are in sequestrations or protected trust deeds.
The event will also examine issues that […]
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