Wage Arrestment – How much can be taken?

When a creditor arrests your wages, they are limited as to how they can take. Your employer cannot take any more from your earnings when a wage arrestment is executed than what is show below in the tables. What table applies, depends on whether you are paid daily, weekly or monthly.

Earning Arrestment Schedule

Table A – Deductions from Weekly Earnings

Net EarningsDeductions(*)
Not exceeding £122.28Nil
Exceeding £122.28 but not exceeding £442.00£4 or 19% of earnings exceeding £122.28, whichever is the greater
Exceeding £442.00, but not exceeding £664.50£60.75 plus 23% of earnings exceeding £442.00
Exceeding £664.50£111.92 plus 50% of earnings exceeding £664.50
  (*) When applying a percentage the calculation should be done to two decimal places of a penny and the result rounded to the nearest whole penny, with an exact half penny being rounded down.

Table B – Deductions from Monthly Earnings

Net EarningsDeductions(*)
Not exceeding £529.90 Nil
Exceeding £529.90 but not exceeding £1,915.32£15.00 or 19% of earnings exceeding £529.90, whichever is the greater
Exceeding £1,915.32 but not exceeding £2,879.52£263.23 plus 23% of earnings exceeding £1,915.32
Exceeding £2,879.52£485.00 plus 50% of earnings exceeding £2,879.52
    (*) When applying a percentage the calculation should be done to two decimal places of a penny and the result rounded to the nearest whole penny, with an exact half penny being rounded down.

Table C – Deductions from Daily Earnings

Net EarningsDeductions(*)
Not exceeding £17.42Nil
Exceeding £17.42 but not exceeding £62.97£0.50 or 19% of earnings exceeding £17.42, whichever is the greater
Exceeding £62.97 but not exceeding £94.67£8.65 plus 23% of earnings exceeding £62.97
Exceeding £94.67£15.95 plus 50% of earnings exceeding £94.67
  (*) When applying a percentage the calculation should be done to two decimal places of a penny and the result rounded to the nearest whole penny, with an exact half penny being rounded down.