Wage Arrestment – How much can be taken?

When a creditor arrests your wages, they are limited as to how they can take. Your employer cannot take any more from your earnings when a wage arrestment is executed than what is show below in the tables. What table applies, depends on whether you are paid daily, weekly or monthly.

Earning Arrestment Schedule

Table A – Deductions from Weekly Earnings

Net EarningsDeductions(*)
Not exceeding £113.68Nil
Exceeding £113.68 but not exceeding £410.90£4 or 19% of earnings exceeding £113.68, whichever is the greater
Exceeding £410.90, but not exceeding £617.82£56.47 plus 23% of earnings exceeding £410.90
Exceeding £617.82£104.06 plus 50% of earnings exceeding £617.82
  (*) When applying a percentage the calculation should be done to two decimal places of a penny and the result rounded to the nearest whole penny, with an exact half penny being rounded down.

Table B – Deductions from Monthly Earnings

Net EarningsDeductions(*)
Not exceeding £494.01 Nil
Exceeding £494.01 but not exceeding £1,785.61 £15.00 or 19% of earnings exceeding £494.01, whichever is the greater
Exceeding £1,785.61 but not exceeding £2,684.51 £245.40 plus 23% of earnings exceeding £1,785.61
Exceeding £2,684.51 £452.15 plus 50% of earnings exceeding £2,684.51
    (*) When applying a percentage the calculation should be done to two decimal places of a penny and the result rounded to the nearest whole penny, with an exact half penny being rounded down.

Table C – Deductions from Daily Earnings

Net EarningsDeductions(*)
Not exceeding £16.24Nil
Exceeding £16.24 but not exceeding £58.70 £0.50 or 19% of earnings exceeding £16.24, whichever is the greater
Exceeding £58.70 but not exceeding £88.26 £8.07 plus 23% of earnings exceeding £58.70
Exceeding £88.26£14.87 plus 50% of earnings exceeding £88.26
  (*) When applying a percentage the calculation should be done to two decimal places of a penny and the result rounded to the nearest whole penny, with an exact half penny being rounded down.