I CANNOT AFFORD TO PAY ANYTHING TO MY DEBTS
If you cannot afford to pay anything towards your debt, the Debt Arrangement Scheme is unlikely to be suitable for you.
To apply to the Debt Arrangement Scheme, you must be able to pay something towards your debts, as the objective is to repay your debts.
That is not to say there are not other solutions that may be suitable for you, such as:
You should seek free money advice from your local Citizen Advice Bureau or Local Authority Money Advice Service.