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Keeping Scotland out of the Red

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Argyll and Bute

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Argyll Council

Kilmory,

Lochgilphead,

Argyll,

PA31 8RT

Telephone: 01546 604176 

Website

Argyll and Bute Citizen Advice Bureau

Riverside,

Oban Road,

Lochgilphead,

PA31 8NG

Telephone: 01546 605550 

Website

Bute Advice Centre

22, 26 Bishop Street,

Rothesay,

Isle of Bute

PA20 9DG

Telephone: 01700 502784

Website

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READER QUESTIONS

  • Scottish Adviser on Debt Advice Guide: “Hi Julie. These fines can be enforced, but you can also appeal against them. Find out by visiting my page…” Jan 17, 21:21
  • Scottish Adviser on What happens to your Debts When you Die?: “Hi Gigi I an sorry to hear about your loss. As your Sister did own a house you will need…” Jan 14, 23:12
  • Gigi on What happens to your Debts When you Die?: “My sister recently passed, leaving no will. While going through her things, I have found that she was in a…” Jan 14, 22:53
  • Julie on Debt Advice Guide: “Hi there. I have a parking fine from euro car parks when I went to the doctors. Do these fine…” Jan 12, 21:06
  • Scottish Adviser on Bank Arrestments and FAQS: “Hi John I have sent you an email. If you can respond I can see if I can direct you…” Jan 7, 00:12
  • Scottish Adviser on Struggling with Council Tax Arrears?: “Hi Adam, Sorry for the delay in getting back to you. First this is not a criminal matter. In Scotland…” Jan 6, 23:56
  • John on Bank Arrestments and FAQS: “Hello, Elderly father with dementia in a lot of debt to a number of creditors including council tax. He is…” Jan 6, 22:47
  • adam on Struggling with Council Tax Arrears?: “Hi, I received a Council Tax Bill back in April 2021 for full year and since then I was paying…” Dec 26, 02:44
  • Scottish Adviser on What is a Statutory Moratorium?: “Hi Ian When you say contacted, can I clarify what you mean. A Statutory Moratorium does not stop creditors contacting…” Dec 21, 17:00
  • Ian on What is a Statutory Moratorium?: “Hi, I have still been contacted about my debt after I informed the company of my moratorium. What happens in…” Dec 21, 08:45
  • Scottish Adviser on Bank Arrestments and FAQS: “Hi Eddie You will need to obtain a Certificate of Money Provisions Order under the Civil Jurisdictions and Judgements Act…” Dec 20, 17:23
  • Scottish Adviser on What can Sheriff Officers take?: “Hi Nicherie Thank you for coming on. I am not sure why you have accrued the levels of arrears you…” Dec 20, 17:18
  • Eddie on Bank Arrestments and FAQS: “Good afternoon I would like to perform a bank arrestment for the decree I recently obtained, however after I was…” Dec 20, 15:12
  • Nicherie on What can Sheriff Officers take?: “Hi, I have just been issued a charge for payment of money for council tax. I am on benefits at…” Dec 20, 10:34
  • Scottish Adviser on Provident and Satsuma Loans Announce Debt Write Off: “However, Stephen, regardless whether they have bought or are just collecting the debt, make a claim through the Scheme of…” Dec 17, 17:55
  • Scottish Adviser on Provident and Satsuma Loans Announce Debt Write Off: “Hi Steph Good question. If Moorcroft are acting as debt collectors for Provident or Satsuma, it should be written off,…” Dec 17, 17:51
  • Steph on Provident and Satsuma Loans Announce Debt Write Off: “Just reading your article. What if these were passed onto a debt company. I had an account which was passed…” Dec 17, 17:21
  • Scottish Adviser on Bank Arrestments and FAQS: “Hi Mary One thing you can look at as an option to try and protect yourself from a Bank Account…” Dec 17, 08:00
  • Mary on Bank Arrestments and FAQS: “Hello Scott and co have threatened me with a bank arrestment they have my bank details from a while ago…” Dec 14, 22:07
  • Scottish Adviser on What is a Summary Warrant?: “Hi David It normally isn’t a problem to get a council tax bill adjusted if you move out, as the…” Nov 19, 19:43

Debt Arrangement Scheme: What is Changing?

https://www.youtube.com/watch?v=ei21G4-Mr9U

Recent Posts

  • Scottish Debt Solution League Tables 18th January 2022
  • Provident and Satsuma Loans Announce Debt Write Off 17th December 2021
  • Scottish Child Disability Payment 20th November 2021
  • Post Office Accounts are Closing: Basic Bank Accounts 17th November 2021
  • Is a “Fraud” Alert Preventing you getting Credit? 13th November 2021
  • Family and Friend Debt: What you should consider before you lend or borrow 19th August 2021
  • Scottish Government needs to act to Protect Homeowners 22nd May 2021
  • Evictions beginning again across Scotland 13th May 2021

What is a Guarantor Loan?

https://www.youtube.com/watch?v=OnHrzjPlzkA

Funeral Support Payments

https://www.youtube.com/watch?v=D36dwFMJWXA

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You can get further free advice and assistance by visiting the Money & Pensions Service's MoneyHelper site. www.advicescotland.com and Advice Scotland is an online identity of Advice Talks Ltd (SC533215) and is registered with the Information Commissioners Office (ZB190131). Advice Talks Ltd Is also authorised by the Financial Conduct Authority to provide Debt Counselling and Adjusting Services (Registration Number: 951248). © 2021 - Advice Talks Ltd

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