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  • Home
  • Types of Debt
    • Mortgage Arrears
    • Rent Arrears
    • HMRC Debts
    • Credit Card Debt
    • Buy Now Pay Later
    • Council Tax Arrears
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    • Overdrafts
    • Benefit Overpayments
  • Solutions
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    • Debt Management Plans
    • Time To Pays
    • Statutory Moratoriums
    • Bankruptcy
    • Protected Trust Deeds
    • Write Offs
    • Minimum Asset Bankruptcy
  • Debt Recovery
    • Charge for Payment
    • Earning Arrestments
    • Inhibition
    • Bank Arrestments
    • Attachment Orders
    • Exceptional Attachment Orders?
    • Other Arrestments
    • Summary Diligence
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Argyll and Bute

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Argyll Council

Kilmory,

Lochgilphead,

Argyll,

PA31 8RT

Telephone: 01546 604176 

Website

Argyll and Bute Citizen Advice Bureau

Riverside,

Oban Road,

Lochgilphead,

PA31 8NG

Telephone: 01546 605550 

Website

Bute Advice Centre

22, 26 Bishop Street,

Rothesay,

Isle of Bute

PA20 9DG

Telephone: 01700 502784

Website

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READER QUESTIONS

  • Scottish Adviser on Time to Pays for Debt: “Hi Mark Council Tax in Scotland can be recovered for up to 20 years from your last payment” May 22, 16:19
  • Scottish Adviser on Time to Pays for Debt: “Hi James The Time to Pay wouldn’t show on you credit file, but the Decree will for 6 years. When…” May 22, 16:18
  • Mark on Time to Pays for Debt: “I have had £1500 pound of council tax debt. I had been making payments for 4 years at 20 pound…” May 22, 14:35
  • James on Time to Pays for Debt: “Sorry another question. After the last response date passes for a claim served against me. Realistically how long after this…” May 22, 11:37
  • James on Time to Pays for Debt: “Hi does a time to pay show on any public record for example of my employer does a credit and…” May 21, 14:33
  • Scottish Adviser on Time to Pays for Debt: “Hi Robert Unfortunately not. In Scotland, the Decree remains enforceable for 20 years at least, possibly longer, with the 20…” May 17, 06:26
  • Robert on Time to Pays for Debt: “if a decree is granted against an individual for recovery of debt, how long does that decree remain active, ie…” May 16, 19:54
  • John on What is an Inhibition?: “Thank you so much for your advice.” May 15, 11:43
  • Scottish Adviser on What is an Inhibition?: “John, See Section 157 of the Titles to Land Consolidation (Scotland) Act 1868. I think you are best seeking specialist…” May 15, 11:28
  • Scottish Adviser on What is an Inhibition?: “Hi John. I am assuming the decree you obtained is against both neighbours. However, if the property is just in…” May 15, 11:20
  • John on What is an Inhibition?: “Hi, We have won a court case against our neighbours and been awarded costs and compensation. Our neighbours cannot pay…” May 15, 10:52
  • Scottish Adviser on When Does A Debt Become Statute Barred?: “Hi Mark. Yes it wouldn’t matter. When the debt is sold the purchasing creditors has the same rights and privileges…” May 2, 09:50
  • Christopher on Should you be worried about Sheriff Officers?: “Thank you for the reply I will give that a try” Apr 30, 11:26
  • Mark on When Does A Debt Become Statute Barred?: “Is that the same if the payment was made through the debt agency rather than the original creditor?” Apr 28, 23:26
  • Scottish Adviser on Wage Arrestment: How Much Can They Take?: “Hi Louise I think you need to get advice quite quickly. I have dropped you an email and I am…” Apr 28, 21:57
  • Scottish Adviser on When Does A Debt Become Statute Barred?: “Hi Mark The general rule is any relevant acknowledgement or claim interrupts the running of the 5 years and it…” Apr 28, 21:56
  • Scottish Adviser on What is Diligence?: “Hi Garry I would suggest you should probably speak to your local advice agency about your debt problems if your…” Apr 28, 21:54
  • Scottish Adviser on Wage Arrestment: How Much Can They Take?: “Hi Shannon There are a number of options you could look at, but it would be best if I can…” Apr 28, 21:48
  • Scottish Adviser on How do you stop a Wage Arrestment?: “Hi Jill I have dropped you an email. I am happy to have a chat with you to see what…” Apr 28, 21:45
  • Scottish Adviser on Should you be worried about Sheriff Officers?: “Hi Christopher Sorry for the delay in getting back to you. This sounds quite complex and is likely to take…” Apr 28, 21:42

Debt Arrangement Scheme: What is Changing?

https://www.youtube.com/watch?v=ei21G4-Mr9U

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What is a Guarantor Loan?

https://www.youtube.com/watch?v=OnHrzjPlzkA

Funeral Support Payments

https://www.youtube.com/watch?v=D36dwFMJWXA

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