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Keeping Scotland out of the Red

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Argyll and Bute

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Argyll Council

Kilmory,

Lochgilphead,

Argyll,

PA31 8RT

Telephone: 01546 604176 

Website

Argyll and Bute Citizen Advice Bureau

Riverside,

Oban Road,

Lochgilphead,

PA31 8NG

Telephone: 01546 605550 

Website

Bute Advice Centre

22, 26 Bishop Street,

Rothesay,

Isle of Bute

PA20 9DG

Telephone: 01700 502784

Website

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READER QUESTIONS

  • Scottish Adviser on Wage Arrestment: How Much Can They Take?: “Hi Donna This all sounds a bit strange, to be honest. They may have served him with a Charge for…” Apr 13, 06:59
  • Donna on Wage Arrestment: How Much Can They Take?: “My partner has been told his wages are being arrested but he never got prior warning as its for his…” Apr 12, 18:48
  • Scottish Adviser on Debt Advice Guide: “Providing the person has received a discharge from their bankruptcy, and no additional restrictions were put in place with a…” Apr 10, 17:45
  • Atholl on Debt Advice Guide: “Dear Sir, can you become a director of a football club after being discharged in Scotland? Thanking you in advance.” Apr 10, 16:12
  • Scottish Adviser on Debt Advice and Information: “Hi Nathan Yes you will be able to apply for another Moratorium after your current one expires (you can read…” Apr 5, 19:41
  • Nathan on Debt Advice and Information: “Hi I wondered if you could help provide some clarity on a situation I have. I have cuureny got a…” Apr 5, 14:42
  • Scottish Adviser on Debt Advice and Information: “Hi Graeme There is actually alot to this and I think you, or your wife rather needs specialist advice, which…” Apr 4, 23:43
  • Graeme T on Debt Advice and Information: “My wife took out a student loan in Scotland in 1996. In 2014, when we lived in London, she was…” Apr 4, 20:09
  • Scottish Adviser on Debt Advice and Information: “Hi Alexander It can actually include the full amount owing, so can include the balloon payment. Where you are going…” Mar 30, 18:49
  • Alexander on Debt Advice and Information: “Hi I have a query re my PCP car finance – if I use the option of a time order…” Mar 30, 15:42
  • Scottish Adviser on Should you be worried about Sheriff Officers?: “Hi Lucas A Court Order can be enforced for at least 20 years, so you don’t need to worry that…” Mar 29, 22:29
  • Lucas on Should you be worried about Sheriff Officers?: “Hi, Ive obtained my decision decree from my simple procedure case and Im now available to enforce the decision if…” Mar 29, 22:04
  • Scottish Adviser on What is an Inhibition?: “Hi I will be honest. I am a bit confused how this will have been possible, as I would expect…” Mar 29, 21:56
  • Aycha on What is an Inhibition?: “What if someone has not followed the process to obtain an inhibition against you? Can you dispute that inhibition? How…” Mar 29, 15:35
  • Scottish Adviser on When Does A Debt Become Statute Barred?: “Hi John You are correct in that in Scotland debts become Statute Barred, or prescribed, after 5 years. This, however,…” Mar 26, 20:48
  • John on When Does A Debt Become Statute Barred?: “Hi I have received a letter from solicitors regarding a debt outstanding from a credit card company that was sold…” Mar 26, 11:52
  • Scottish Adviser on Dealing with Council Tax Arrears: “Hi Terence Unfortunately, Councils only really allow you to pay in two ways. You either have to pay in one…” Mar 23, 08:25
  • Terence on Dealing with Council Tax Arrears: “I’m on benefits and I work my money out so that I don’t put myself into poverty and can actually…” Mar 23, 02:18
  • Scottish Adviser on Should you be worried about Sheriff Officers?: “Hi Alan You can arrest their bank account by going back to the Sheriff Officers who served the Charge for…” Mar 21, 22:46
  • Alan on Should you be worried about Sheriff Officers?: “Please help me. I have an Extract of Award letter from the Employment Tribunal for unpaid wages at a guest…” Mar 21, 22:34

Debt Arrangement Scheme: What is Changing?

https://www.youtube.com/watch?v=ei21G4-Mr9U

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