Fifty Shades of Lay

Fifty Shades of Lay

First published in The Journal Online,  the publication of the Law Society of Scotland. New rules on lay representation introduced this month, taken with the other schemes that continue in force, have resulted in an excessively complicated picture that should be simplified The introduction of s 127 of the Legal Services (Scotland) Act 2010 into […]

A Debt Lifeline?

A Debt Lifeline?

First Published in The Journal Online, the journal of the Law Society of Scotland. Recent changes to the Debt Arrangement Scheme have increased its usefulness to debtors, while providing a means for creditors often to obtain more than they would on an insolvency There is a common misconception that in times of economic hardship the […]

The poor pay for the poor in modern Scotland, so the rest of us don’t have to.

By Alan McIntosh Be scared, very scared, as Scotland’s Accountant in Bankruptcy seems hell bent, yet again, on trying to spread its tentacles and grow its empire as the de facto godfather of Scotland’s personal debt solutions. Fears are that after receiving a bruising defeat by the personal insolvency industry in relation to its attempts […]