Who were the top 5 providers of the Debt Arrangement Scheme, Scotland’s debt payment plan. Numbers were still 45% lower than they were 3 years earlier.
For some bizarre reason, Advice Direct Scotland, an independent Scottish Charity, and an Independent Member of the Scottish Association of Citizen Advice Bureaux, has decided to run a pay per click campaign to promote their Advice.Scot site using the name of this site, Advice Scotland. To save I am peeved is an understatement. I have […]
Parents Club Scotland, launched by the Scottish Government, aims to provide families with useful information on health,finances and benefits.
The Scottish Parliament’s Economy, Energy and Fair Work’s Committee have now released their Report into the Scottish Government’s draft Common Financial Tool Regulations. The recommendations of the Committee are that the Scottish Government should not re-lay the Regulations until there has been: A full review of the use of the Common Financial Tool, including Engagement […]
Time Orders are legal remedies provided for by the Consumer Credit (Act) 1974, that allowed consumers allow a court to give them more time when they have went into arrears or defaulted on a consumer credit agreement.
The Debt Arrangement Scheme is changing, with new amendments due to be introduced from the 29th October 2018.
Can the Accountant in Bankruptcy cash in a life insurance policy where the deceased was previously in a bankruptcy or protected trust deed?
John McGleish v Graham Cameron Tough and Maureen Leslie This case, decided by the Sheriff Appeals Court considered an obscure area of bankruptcy law, which has not seen much discussion, nor had much judicial consideration since its introduction in the Bankruptcy (Scotland) Act 1913. The provision, now contained in section 78 (9) and (10) of […]
My submission to the Economy, Jobs and Fair Work Committee on the Common Financial Tool Regulations.
The Prescription (Scotland) Bill 2018 should be welcomed, but the Scottish Parliament needs to ensure all obligations to pay debts arising from personal contracts and statute should be covered by short term negative prescription, with few exceptions. Scotland’s law of prescription governs when an obligation to pay a debt is extinguished and no longer owed. […]