A Scottish Citizen Advice Bureau has admitted that it’s adviser, in a home repossession case, was not authorised to act as an Approved Lay Representative for the Defender. In General Asset Management v Catherine Ruane, a case which involved a homeowner who had accrued mortgage arrears, Sheriff Jamieson has held Ms Ruane could proceed with […]
Consumer Credit Trade Body the CCTA has called for Consumer Champions to support them in reigning in Consumer Protection Regulation.
New figures show locally based, face to face money advice service remain the largest providers of debt solutions in Scotland.
As Scottish Government, Jamie Hepburn, announces he will now suspend plans to introduce the Standard Financial Statement into Scotland, questions need to be asked whether he is being provided with accurate information about the policy?
A recent decision in Greenock Sheriff Court has thrown light on what happens once a Time Order is granted in a car repossession case.
Who were the top 5 providers of the Debt Arrangement Scheme, Scotland’s debt payment plan. Numbers were still 45% lower than they were 3 years earlier.
For some bizarre reason, Advice Direct Scotland, an independent Scottish Charity, and an Independent Member of the Scottish Association of Citizen Advice Bureaux, has decided to run a pay per click campaign to promote their Advice.Scot site using the name of this site, Advice Scotland. To save I am peeved is an understatement. I have […]
Parents Club Scotland, launched by the Scottish Government, aims to provide families with useful information on health,finances and benefits.
The Scottish Parliament’s Economy, Energy and Fair Work’s Committee have now released their Report into the Scottish Government’s draft Common Financial Tool Regulations. The recommendations of the Committee are that the Scottish Government should not re-lay the Regulations until there has been: A full review of the use of the Common Financial Tool, including Engagement […]
Time Orders are legal remedies provided for by the Consumer Credit (Act) 1974, that allowed consumers allow a court to give them more time when they have went into arrears or defaulted on a consumer credit agreement.