Formal Solutions

Debt Arrangement Scheme

The Debt Arrangement Scheme is a formal legal repayment plan. It  is not a type of personal insolvency.

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Protected Trust Deeds

Protected Trust Deeds are unique in Scotland and are a voluntary type of personal insolvency. 

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Sequestration

Sequestration is Scottish bankruptcy and can be both a voluntary and involuntary form of personal insolvency.

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