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About Advice Scotland

Scottish Adviser Blog

Visit the Scottish Adviser Blog

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Consumer Forums

Visit the Consumer Forums.

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Using This Site

The site and its membership features.

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Debt Processes and Solutions

The Money Advice Process

What  is the Money Advice Process that money advice agencies use to help their clients with debts.

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Informal Debt Solutions

Informal debts solutions don't involve the courts, but do require a debtor's creditors to agree.

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Formal Debt Solutions

Scotland has a number of formal debt solutions, which are not wholly dependent on creditor agreement.

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Debt and the Law

Sheriff Officers

Sheriff Officers and Messenger at arms are Scotland's Court Officers who enforce the recovery of debts.

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Council Tax Debt

Council Tax debt is one of the easiest to acquire, but is a priority debt, meaning it cannot be ignored.

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Earnings Arrestment

Earning arrestments are used in Scotland by creditors to attach the wages of a debtor. However, not all wages are attached.

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